AML Audit
Know where your AML/CFT programme stands.
Trusted AML provides independent AML/CFT audit services to help you assess whether your compliance programme, procedures and controls are appropriate and operating effectively.
​
Our audit identifies gaps, highlights areas of risk and provides practical recommendations, giving your business a clearer path towards stronger compliance and better regulatory readiness.
Understand how your AML/CFT framework works in practice.
An effective AML/CFT audit should look beyond whether policies and documents exist. It should also consider whether your procedures are being followed, customer files are complete and internal controls are working as intended.
​
Trusted AML provides an independent and practical review of both your compliance documentation and day-to-day implementation, helping you understand what is working and what needs improvement.
What We Review
Risk
Assessment
We review whether your AML/CFT risk assessment accurately reflects your customers, products, services, delivery channels and geographic exposure. This helps identify whether your documented risks remain relevant to how your business currently operates.
Compliance Programme
We assess whether your compliance programme contains clear, practical and appropriate procedures for managing identified AML/CFT risks. The review also considers whether your team can understand and apply the programme consistently.
Customer Due Diligence
We review selected customer files to assess whether identity information, verification evidence and due diligence records are complete and properly documented. This helps identify gaps or inconsistencies in your onboarding process.
Enhanced Due Diligence
We assess whether higher-risk customers and situations are being identified and managed appropriately. This includes reviewing whether enhanced checks, approvals and supporting evidence are clearly recorded.
Ongoing
Monitoring
We review how your business monitors customer relationships, updates information and responds to changes in customer risk. The focus is on whether your monitoring processes are appropriate and consistently applied.
Record
Keeping
We assess whether key AML/CFT records are complete, accessible and easy to follow. Clear records help demonstrate what was checked, how decisions were made and what action was taken.
Clear findings your team can act on.
Trusted AML provides a structured audit report that clearly explains the areas reviewed, the findings identified and the improvements your business should consider.
​Audit Finding
A clear summary of the areas reviewed, including strengths, weaknesses and identified compliance concerns.
Gap Analysis
An overview of missing, outdated or ineffective parts of your AML/CFT framework and operational processes.
Recommendations
Practical recommendations designed to help your business strengthen its documentation, controls and daily compliance practices.
Action Priorities
A clearer view of which issues should be addressed first based on their significance, risk and potential impact.
